Employee Retention Credit(ERC)
What is Employee Retention Credit (ERC)?
The Employee Retention Credit (ERC) is a federal stimulus program designed to support businesses that kept employees on payroll during the COVID-19 pandemic. Established under the CARES Act, ERC is a refundable tax credit—meaning it’s not a loan and does not need to be repaid.
Eligible businesses can claim significant refunds based on qualified wages and healthcare expenses paid to employees during specific periods in 2020 and 2021.
This program provides businesses with an opportunity to recover funds and strengthen their financial position.
Benefits of ERCTake advantage of a government-backed opportunity to recover capital.
Refundable Tax Credit
Receive cash refunds directly from the IRS—this is not a loan.
No Repayment Required
Unlike financing options, ERC funds do not need to be paid back.
Significant Funding Potential
Claim up to $26,000 per employee across eligible periods.
No Restrictions on Use
Use the funds for any business purpose—operations, growth, or reserves.
Retroactive Claims Available
You can still claim ERC for past periods, even if you didn’t apply earlier.
Works Alongside PPP
Businesses that received PPP loans may still qualify for ERC.
Who Qualifies for ERC?
Your business may be eligible if you meet one or more of the following:
Business Disruptions
Operations were fully or partially suspended due to government orders.
Revenue Decline
Experienced a significant decline in gross receipts compared to 2019.
Maintained Employees
Continued paying employees during 2020 or 2021.
Received PPP Loan
Businesses that received a Paycheck Protection Program (PPP) loan may still qualify for ERC.
How It WorksA simple process to claim your refund.
We evaluate your business to determine qualification.
Identify eligible wages and compute your maximum credit.
Submit required IRS forms to claim your refund.
Get your refund directly from the IRS.
Who Can Apply?
Eligibility Requirements:
Documents Required
To process your ERC claim, you may need:
When Should You Consider ERC?You should explore ERC if you:
Had employees during 2020 or 2021
Previously received PPP funding
Experienced revenue decline or operational disruptions
Haven’t yet claimed your ERC benefits
Frequently Asked Questions
