Last updated: October 26, 2026
These Terms & Conditions (“Terms”) govern your use of https://15xfinancialsolutions.com (the “Website”) and of the information, tools and services offered by 15X Financial Solutions (“15X”, “we”, “us” or “our”). By using the Website or submitting information through it, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the Website.
15X Financial Solutions is a financial wellness company based in Atlanta, Georgia, with an office in Kingston, Jamaica. We help small and medium-sized business owners access business funding resources and related services, including:
15X does not lend money and does not make credit, lending or underwriting decisions. Funding products shown on or referred to from the Website are offered by independent third-party lenders, funding platforms and partners, for example through our funding partner Lendzee.
Each lender or partner sets its own eligibility requirements, terms, rates, fees and repayment conditions, and decides on its own whether to approve an application. Their terms apply to any agreement you enter into with them.
Submitting an application, a prequalification request, an EIN scan or any other form through or from the Website does not guarantee approval, a particular amount, rate or term, or a funding timeline. Any funding timelines or examples mentioned on the Website are estimates, not promises.
The Website links to, and may embed, services operated by third parties, including funding applications, credit monitoring services, online forms, scheduling and chat tools. When you use those services, their own terms and privacy policies apply. We are not responsible for their content, availability, products, services or decisions.
We may receive compensation from some partners, such as a referral fee or commission, when you apply for or purchase their products or services through links on the Website.
The content on the Website, including articles, Financial Insights, the glossary, guides, case studies and workshop materials, is provided for general educational and informational purposes only. It is not individual financial, investment, legal, tax or accounting advice, and it does not create an advisor–client, attorney–client or accountant–client relationship.
Laws, government programs and eligibility rules change over time. For example, programs such as the Employee Retention Credit are subject to filing deadlines and rules set by the IRS. Please consult a qualified professional before acting on any information from the Website. Where we provide accounting, bookkeeping or other professional services, those services are governed by a separate written agreement.
Credit monitoring products linked from the Website are provided by third-party providers under their own terms. We do not guarantee any specific change to a credit score or credit report, or the removal of accurate information from a credit report. You have the right to dispute inaccurate information in your credit report directly with the credit reporting agencies, at no cost to you.
When you use the Website, you agree to:
You understand that information you submit may be shared with lenders, partners and service providers as needed to respond to your request, as described in our Privacy Policy.
By submitting your contact details through a form on the Website, you agree that 15X may contact you by phone, email or text message about your inquiry and our services. Message and data rates may apply, and message frequency varies. You can opt out of text messages at any time by replying STOP, and unsubscribe from emails using the link in any email. Your consent to receive marketing messages is not a condition of purchasing any product or service.
Information about our broker program on the Website is general in nature. Participation in the program is subject to approval and to a separate agreement with 15X. Nothing on the Website creates an employment, partnership, joint venture or agency relationship, and no particular level of commissions or earnings is guaranteed.
Testimonials and case studies on the Website describe individual experiences. They are not a guarantee that you will achieve similar results, which depend on your business’s circumstances and on the decisions of lenders and other third parties.
The Website and its content, including text, graphics, logos, the 15X name and design, are owned by 15X or its licensors and are protected by intellectual property laws. You may view and use the content for your own personal or internal business purposes only. You may not copy, reproduce, republish, sell or distribute it without our prior written permission. Third-party names and trademarks shown on the Website belong to their respective owners.
The Website and its content are provided “as is” and “as available”. To the fullest extent permitted by law, 15X makes no warranties of any kind, express or implied, including any warranty that the Website will be accurate, complete, current, uninterrupted, secure or free of errors or harmful components.
To the fullest extent permitted by law, 15X and its owners, employees, agents and partners will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, funding or business opportunities, arising out of or related to your use of the Website, any third-party service, or any decision made by a lender or other third party. Our total liability for any claim related to the Website or our services will not exceed the amount, if any, that you paid to 15X for the service giving rise to the claim in the twelve (12) months before the claim arose. Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.
You agree to indemnify and hold harmless 15X and its owners, employees and agents from any claims, losses, liabilities and expenses, including reasonable attorneys’ fees, arising from your misuse of the Website, your breach of these Terms, or any inaccurate information you submit.
Our Privacy Policy explains how we collect, use and share personal information. It forms part of these Terms.
We may update these Terms from time to time. When we do, we will change the “Last updated” date at the top of this page. Your continued use of the Website after an update means you accept the updated Terms.
These Terms are governed by the laws of the State of Georgia, USA, without regard to its conflict-of-law rules. Any dispute arising from these Terms or the Website will be brought in the state or federal courts located in the State of Georgia, and you consent to their jurisdiction.
If any part of these Terms is found to be unenforceable, the remaining parts will remain in effect. Our failure to enforce any provision is not a waiver of it. These Terms, together with our Privacy Policy and any separate written agreement you sign with us, are the entire agreement between you and 15X regarding the Website.
If you have any questions about these Terms, please contact us:
15X Financial Solutions
2255 Cumberland Pkwy SE, Bldg 1600, STE 115-A, Atlanta, GA 30339
Phone: (678) 886-8405
Email: info@15xmybusiness.com
Hours: Mon–Fri, 10 AM – 5 PM
Jamaica office: District 360, 19 Cargill Avenue, Kingston 10
15X Financial Solutions is a financial wellness agency that helps business owners from various industries access business funding resources.
2255 Cumberland Pkwy SE, Bldg 1600, STE 115-A, Atlanta, GA 30339
Mon–Fri, 10 AM – 5 PM
District 360
19 Cargill Avenue, Kingston 10
